Open Source · Encrypted · Desktop App

Finance management
for freelance teams.

Track projects, split earnings with a smart algorithm, settle circular debts automatically — all encrypted and synced to the cloud.

TOXI Finance — Dashboard
Website Redesign Collecting
$0 / $12,000
Mobile App Settling
$0 / $6,000
Brand Identity Finished
$0 / $3,500
M
C
A
D
4 participants

See how payments get distributed

When a client payment arrives, TOXI splits it across your team using a priority-based algorithm. No spreadsheets, no arguments — just fair, transparent distribution.

Payment received
$10,000
Remaining pool: $10,000
1
Expenses Reimburse team members who fronted costs
M María Equipment rental
2
Fixed Amounts Guaranteed flat compensation
C Carlos Project lead — fixed fee
3
Percentage-Based 30% of total project budget
A Ana Designer — 30% of budget
4
Equitable Split Remaining pool divided equally
D Diego Developer — equal share
M María Developer — equal share

Debts that cancel themselves

When team members owe each other in circles, a graph algorithm detects the cycle and cancels debts automatically — even across currencies.

Click Next Step to see how debt netting works
$500 $300 $200 Mía Leo Ana
Active debt
Cycle detected
Cancelled
Reduced

From kickoff to close

Every project follows a clear lifecycle. Each phase has specific rules, ensuring accounting integrity at every step.

Collecting
Ready
Settling
Finished

Collecting payments & building the team

Add team members with their compensation model, log project expenses, and record incoming client payments. Full flexibility to adjust the project structure at any time.

Add participants Log expenses Record payments Assign debts

Budget fully covered — ready to distribute

All expected payments have arrived. Review the team structure, verify allocations, and prepare to move into settlement. Last chance for structural changes.

Review allocations Verify totals Final adjustments

Settling debts — structure locked

Team members settle their debts through bank transfers. Once any variable debt is settled, the project structure freezes — no retroactive changes can invalidate settled amounts.

Settle debts Net cycles Email notifications Structure locked

All settled — project archived

Every debt is resolved. The full history remains accessible for auditing. One-click cloud backup ensures nothing is ever lost.

View history Cloud backup All debts settled

Built for real freelance needs

Multi-Currency

Projects in USD or ARS with live exchange rates for cross-currency debt netting and dashboard totals.

AES-256 Encrypted

All financial data encrypted at rest via SQLCipher. The database password doubles as the admin key.

Git Cloud Sync

One-click encrypted backup to Git. Detect changes, sync on logout, or restore from the last pushed version.

Dual Access Roles

Admin gets full control; Guest gets read-only access with tooltips. Share visibility without risking edits.

Tax Integration

Argentina's Monotributo tax auto-calculated on invoiced payments. Tax costs registered as project expenses.

Standalone App

Runs as a single .exe on any Windows machine. Double-click to launch — opens in your browser.

See the interface

Real screenshots — dashboard views, project details, debt management, and participant profiles.

Dashboard Overview
View full size

Dashboard

All projects at a glance — status indicators, grouped views, and participant rankings.

Project Detail
View full size

Project Detail

Participants, expenses, payments, debts — projected vs actual breakdowns.

Debt Netting
View full size

Debt Netting

Circular debt detection and one-click cancellation across currencies.

Participant Profile
View full size

Participant Profile

Personal dashboard — earnings, debts, and full payment history across projects.

Ready to try it?

TOXI Finance is open source. Clone the repo, run python app.py, and manage your team's finances in minutes.

View Source & Install